Job Description
We are seeking a proactive and target-driven Loan Officer to drive credit product sales, evaluate loan applications, conduct field verification, and manage loan portfolios. The ideal candidate should have strong field marketing skills, sound financial knowledge, and the ability to build relationships with prospective borrowers while maintaining a healthy loan portfolio.
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Responsibilities
• Market and promote the bank's loan and credit products through direct field marketing, commercial areas, local markets, trade fairs, and other relevant channels.
• Identify and onboard qualified individuals, SMEs, and business owners seeking credit facilities.
• Build and maintain strong relationships with existing and prospective customers.
• Achieve assigned loan disbursement, customer acquisition, and portfolio growth targets.
• Prepare accurate loan appraisal reports and credit proposals.
• Monitor assigned loan accounts and repayment schedules..
• Maintain confidentiality and integrity of customer and credit information.
Requirements
• Minimum of HND or Bachelor's degree in Finance, Economics, Accounting, Business Administration, or a related discipline.
• 1–3 years of relevant experience in credit marketing, microfinance banking, SME lending, or a similar role.
• Strong field marketing and customer acquisition skills.
• Basic knowledge of accounting, financial analysis, and financial mathematics.
• Good credit assessment and risk identification skills.
• Strong negotiation, communication, and relationship management abilities.
• Target-driven with strong follow-up and collection skills.
• Ability to work independently and effectively in a field-based environment.
• Good knowledge of Lagos commercial hubs such as Ikeja, Yaba, Surulere, and surrounding business locations is an advantage.
Interested and Qualified candidates should send CV to: [email protected] Using Loan Officer as the subject of the mail.
Benefits
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