A reputable State-Licensed Microfinance Bank (MFB) located in Ekiti State is seeking to recruit a highly competent and experienced professional for the position below:

Access Remote and Full time Vacancies on our Channel as they break!

• Develop and implement the Bank’s credit risk management framework, policies and procedureds.
• Review and assess credit applications, ensuring compliance with approved lending policies and risk appetite.
• Monitor the quality and performance of the Bank’s loan portfolio and identify emerging credit risks.
• Establish appropriate credit risk assessment, monitoring and reporting mechanisms.
• Review credit proposals and make recommendations to the appropriate approving authority.
• Monitor portfolio concentration, delinquency, non-performing loans and other key credit risk indicators.
• Work closely with the Credit, Recovery, Operations, Internal Control and Business teams to strengthen credit quality.
• Ensure compliance with applicable CBN regulatory requirements, internal policies and approved credit limits.
• Prepare periodic credit risk reports for Management and relevant Board Committees.
• Lead initiatives to minimise credit losses while supporting responsible business growth.
• Provide guidance, coaching and supervision to the Credit Risk team.

• Bachelor’s Degree/HND in Accounting, Finance, Economics, Business Administration or a related discipline.
• Relevant professional qualification such as CIBN, ICAN, ACCA, CFA, or other recognised risk/finance qualification will be an advantage.
• Minimum of 7 years’ relevant experience, with substantial experience in credit risk management within a Microfinance Bank or financial institution.
• Strong knowledge of credit analysis, loan portfolio management, risk assessment and regulatory compliance.
• Good understanding of CBN prudential requirements and MFB lending practices.
• Strong analytical, leadership, communication and decision-making skills.
• Ability to work independently and under pressure.
• Candidates who can resume immediately will be highly considered.

How to Apply
Interested and qualified candidates should send their CV with the subject:
“Application – Head, Credit Risk”
to [email protected]

This is an urgent recruitment. Only shortlisted candidates will be contacted.

If you are a seasoned Credit Risk professional looking for an opportunity to make a significant impact in a growing financial institution, and you are willing to relocate to Ekiti State, we would like to hear from you. Interested and qualified candidates are encouraged to apply.

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